Source Credits

In addition to our own experience we researched and cited many industry experts and authority articles. See the full list below:

40+ Passive Income Ideas and Ways to Make Extra Money. (n.d.). Retrieved from https://www.moolanomy.com/462/passive-income-ideas-and-ways-to-make-extra-money/

Alternative Financing for a Small Business | Chron.com. (n.d.). Retrieved from https://smallbusiness.chron.com/alternative-financing-small-business-664.html

Benefits of Attending Community College for Two Years to Save Money. (n.d.). Retrieved from https://www.moneycrashers.com/benefits-of-community-college/

The Correct Way to Pay Off Personal Debt: The Debt Avalanche. (n.d.). Retrieved from https://www.consumerismcommentary.com/the-correct-way-to-pay-off-personal-debt-the-debt-avalanche/

Dave Ramsey - Wikipedia, the free encyclopedia. (n.d.). Retrieved from https://en.wikipedia.org/wiki/Dave_Ramsey

Free Credit Report. (n.d.). Retrieved from https://www.annualcreditreport.com/index.action

Get Out of Debt with the Debt Snowball Plan - daveramsey.com. (n.d.). Retrieved from https://www.daveramsey.com/article/get-out-of-debt-with-the-debt-snowball-plan/

Holiday Gift-Giving Guide - daveramsey.com. (n.d.). Retrieved from https://www.daveramsey.com/blog/holiday-gift-giving-guide

Buying Insurance Leads? 5 Details to Consider. (n.d.). Retrieved from https://www.insuranceleadreviews.com/buying-insurance-leads-5-details-to-consider/

How Fees and Expenses Affect Your Investment Portfolio. (n.d.). Retrieved from https://www.sec.gov/investor/alerts/ib_fees_expenses.pdf

Prepayment Penalty - Definition of Prepayment Penalty - Loan Glossary. (n.d.). Retrieved from https://banking.about.com/od/loans/g/prepaypenalty.htm

The First One Gets The Oyster The Seconds Gets The Shell. (n.d.). Retrieved from https://www.island-of-freedom.com/get-the-oyster/

Promissory Notes for Personal Loans to Family and Friends | Nolo.com. (n.d.). Retrieved from https://www.nolo.com/legal-encyclopedia/promissory-notes-personal-loans-family-30118.html

SEC.gov | The SEC Mutual Fund Cost Calculator: A Tool for Comparing Mutual Funds. (n.d.). Retrieved from https://www.sec.gov/investor/tools/mfcc/mfcc-int.htm

Staycation - Wikipedia, the free encyclopedia. (n.d.). Retrieved from https://en.wikipedia.org/wiki/Staycation

Suze Orman - Wikipedia, the free encyclopedia. (n.d.). Retrieved from https://en.wikipedia.org/wiki/Suze_Orman

Take the Red Pill: Embrace Minimalism - The Minimalists. (n.d.). Retrieved from https://www.theminimalists.com/redpill/

TIAA-CREF - What would make you borrow from your retirement plan? (n.d.). Retrieved from https://www.tiaa-cref.org/public/advice-guidance/saving-for-retirement/borrow-from-retirement-plan?p=1331944007083

What's the Difference Between the Right Brain and Left Brain? (n.d.). Retrieved from https://www.livescience.com/32935-whats-the-difference-between-the-right-brain-and-left-brain.html