Source Credits

In addition to our own experience we researched and cited many industry experts and authority articles. See the full list below:

24% of millennials expect student debt forgiveness. (n.d.). Retrieved from http://www.cnbc.com/id/102173920#

25 Unusual Ways To Make Quick Money. (n.d.). Retrieved from http://www.dailyfinance.com/photos/25-unusual-ways-to-make-quick-money/#!fullscreen&slide=980316

40+ Passive Income Ideas and Ways to Make Extra Money. (n.d.). Retrieved from http://www.moolanomy.com/462/passive-income-ideas-and-ways-to-make-extra-money/

Alternative Financing for a Small Business | Chron.com. (n.d.). Retrieved from http://smallbusiness.chron.com/alternative-financing-small-business-664.html

Benefits of Attending Community College for Two Years to Save Money. (n.d.). Retrieved from http://www.moneycrashers.com/benefits-of-community-college/

The Correct Way to Pay Off Personal Debt: The Debt Avalanche. (n.d.). Retrieved from http://www.consumerismcommentary.com/the-correct-way-to-pay-off-personal-debt-the-debt-avalanche/

Dave Ramsey - Wikipedia, the free encyclopedia. (n.d.). Retrieved January 28, 2015, from http://en.wikipedia.org/wiki/Dave_Ramsey

Debt Consolidation Calculator. (n.d.). Retrieved from http://tcalc.timevalue.com/all-financial-calculators/personal-finance-calculators/debt-consolidation-calculator.aspx

Five Best Goal Tracking Services. (n.d.). Retrieved from http://lifehacker.com/5873909/five-best-goal-tracking-services

Free Credit Report. (n.d.). Retrieved from https://www.annualcreditreport.com/index.action

Get Out of Debt with the Debt Snowball Plan - daveramsey.com. (n.d.). Retrieved from http://www.daveramsey.com/article/get-out-of-debt-with-the-debt-snowball-plan/

Holiday Gift-Giving Guide - daveramsey.com. (n.d.). Retrieved from http://www.daveramsey.com/blog/holiday-gift-giving-guide

Buying Insurance Leads? 5 Details to Consider. (n.d.). Retrieved from http://www.insuranceleadreviews.com/buying-insurance-leads-5-details-to-consider/

How Fees and Expenses Affect Your Investment Portfolio. (n.d.). Retrieved from http://www.sec.gov/investor/alerts/ib_fees_expenses.pdf

How to Save Money on Groceries. (n.d.). Retrieved from http://time.com/money/3481381/save-on-groceries/

I Want to Negotiate Down My Credit Card APR -. (n.d.). Retrieved from http://www.learnvest.com/knowledge-center/i-want-to-negotiate-down-my-credit-card-apr/

Last Week Tonight with John Oliver: Predatory Lending (HBO). (n.d.). Retrieved from https://www.youtube.com/watch?v=PDylgzybWAw

Owning and Operating Your Vehicle Just Got a Little Cheaper According to AAA’s 2014 ‘Your Driving Costs’ Study | AAA NewsRoom. (n.d.). Retrieved from http://newsroom.aaa.com/2014/05/owning-and-operating-your-vehicle-just-got-a-little-cheaper-aaas-2014-your-driving-costs-study/

Paying Off Your Debt: The Snowball Plan vs. The Avalanche Method | The Billfold. (n.d.). Retrieved from http://thebillfold.com/2012/04/paying-off-your-debt-the-snowball-plan-vs-the-avalanche-method/

Prepayment Penalty - Definition of Prepayment Penalty - Loan Glossary. (n.d.). Retrieved from http://banking.about.com/od/loans/g/prepaypenalty.htm

The First One Gets The Oyster The Seconds Gets The Shell. (n.d.). Retrieved from http://www.island-of-freedom.com/get-the-oyster/

Promissory Notes for Personal Loans to Family and Friends | Nolo.com. (n.d.). Retrieved from http://www.nolo.com/legal-encyclopedia/promissory-notes-personal-loans-family-30118.html

Public Service Loan Forgiveness | Federal Student Aid. (n.d.). Retrieved from https://studentaid.ed.gov/repay-loans/forgiveness-cancellation/charts/public-service

SEC.gov | The SEC Mutual Fund Cost Calculator: A Tool for Comparing Mutual Funds. (n.d.). Retrieved from http://www.sec.gov/investor/tools/mfcc/mfcc-int.htm

Staycation - Wikipedia, the free encyclopedia. (n.d.). Retrieved January 28, 2015, from http://en.wikipedia.org/wiki/Staycation

Suze Orman - Wikipedia, the free encyclopedia. (n.d.). Retrieved January 28, 2015, from http://en.wikipedia.org/wiki/Suze_Orman

Take the Red Pill: Embrace Minimalism - The Minimalists. (n.d.). Retrieved from http://www.theminimalists.com/redpill/

TIAA-CREF - What would make you borrow from your retirement plan? (n.d.). Retrieved from https://www.tiaa-cref.org/public/advice-guidance/saving-for-retirement/borrow-from-retirement-plan?p=1331944007083

What's the Difference Between the Right Brain and Left Brain? (n.d.). Retrieved from http://www.livescience.com/32935-whats-the-difference-between-the-right-brain-and-left-brain.html

Why Bankruptcy Won't Erase Student Loan Debt | TIME.com. (n.d.). Retrieved from http://business.time.com/2012/02/09/why-cant-you-discharge-student-loans-in-bankruptcy/

You've been invited to digit! - Digit. (n.d.). Retrieved from https://digit.co/r/Wy4qt